Category Archives: Social Security

When to apply for Social Security benefits is an important decision that requires careful consideration, but it is also important to know how to apply. It is very easy to find advice about when you should apply for Social Security benefits. Information is available all over the Internet. Some of it is good advice. Some […]

Social Security is designed to be a pension system that replaces income when people retire.  However, it is not designed to be a full pension that replaces your entire income. It is therefore important to know what percentage of your current monthly income you will receive in monthly Social Security benefits after retirement. Social Security […]

One of the most important decisions that seniors make is when to start taking Social Security benefits. The full retirement age for most people is 67, but that does not necessarily mean that everyone should wait to start benefits until then. Americans born after 1960 achieve full retirement age at 67. That is when a person […]

Some people are automatically enrolled in Medicare and this can lead those not enrolled automatically to believe they are not eligible. This is often not the case. People are often confused by the rules for Medicare eligibility because people are only eligible for the program when certain requirements are met. Some who meet the eligibility […]

When someone passes away the money that he or she has invested in Social Security is not necessarily wasted. Dependents might be able to claim it through survivor's benefits. Social Security is essentially a forced retirement plan. We put money into the program and receive it back when we retire in the form of monthly […]